Pradhan Mantri Jeevan Jyoti Bima Yojana Detail:
Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) Application Form in Gujarati
This is an application form for a one year life insurance plan issued by the Central Government of India. The cover under PMJJBY is for death only and hence the benefit will be given to the nominee only. PMJJBY is a pure term insurance policy that covers mortality without any death component and is renewed every year.
Details to be mentioned in PMJJBY form
Name of the insurer
Insurer’s bank details
Any other details
The PMJJBY scheme is a life cover for a fixed amount of Rs 2 lakh for an annual premium of Rs 330 and is a bank account for people in the age group of 18 to 50 years. And pays a premium of Rs.330 per person per year.
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Waiting period for claims
Risk cover under PMJJBY will be applicable only after the first 45 days of registration. In other words, insurers are not required to settle a claim within 45 days before the date of registration. However, deaths due to accidents will be exempted from the lien clause and will still be paid.
How to register for Pradhan Mantri Jeevan Jyoti Bima Yojana
PMJJBY is operated by LIC and other Indian private life insurance companies. Anyone can contact their bankers as the registered banks have tied up with insurance companies. In case of multiple bank accounts held by one person in one or different banks, the person will be eligible to join the scheme through only one bank account.
Download the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) form in PDF format using the link given below.
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Pradhan Mantri Jeevan Jyoti Bima Yojana In Gujarat
Anyone between 18 to 30 years of age person can avail of this scheme. The person must need a bank account to get the benefits of this insurance policy. The policy requires a deposit of Rs 330 per year. This amount will be deducted directly from the beneficiary’s bank account every year. Under Pradhan Mantri Jeevan Jyoti Bima Yojana eligible people get insurance up to Rs 2 lakh.
In This Account holder, get Risk coverage is Rs 2 lakh. If the insured dies suddenly then his family will get Rs 2 lakh. People between the ages of 18 and 50 can avail of the benefits of this scheme. The annual premium is only Rs. 330 if calculate monthly premium in this Scheme its only Rs 27.5. in Short, you can pay 27 rs per month and get an insurance policy of up 2 Lakh.