स्वनिधि योजना के लिए यहाँ क्लिक करे

The name of this scheme is PM Swanidhi Yojana, under this scheme the government is giving full loan of Rs 10,000 to street vendors. You don’t even need to provide any collateral for the loan. At the same time, if you repay the loan amount on time, you will also get the facility of subsidy from the government.

Pradhan Mantri Street Vendor Self-Reliance Nidhi (PM Swanidhi) Yojana 2022 Online Application / Registration Form, Street Vendor Survey Status / Beneficiary List, Lenders List, Pre-Application Steps, Eligibility, Implementation, Beneficiary List – Rs. How to apply online for 10,000 loan in PM Swanidhi Yojana
PM Swanidhi Yojana or Pradhan Mantri Street Vendor’s Atmanirbhar Nidhi (PM SVANidhi Yojana) 2022 has been launched by the Central Government with Rs. There is a new scheme launched on 1 June 2020 to provide short term loans up to 10,000 to street vendors (rehdi/patri waal/fairwala). PM Swanidhi Scheme Online applications are being invited through the official website of the scheme pmsvanidhi.mohua.gov.in.

Rs. PM Swanidhi Yojana applications can also be done offline at banks or general service centers to avail loans up to 10,000. Eligible vendors can also check their name in the list of beneficiaries of PM Swanidhi Yojana through street vendor survey facility on the official portal.

PM Svanidhi Yojana Online Application Form 2022

Rs. To provide initial working capital loans up to 10,000, the government has launched the PM Street Vendor Atmanirbhar Nidhi (PM SVANidhi) Scheme 2022. The online application process for Street Vendor Self-Employment Scheme was earlier specified on 29 June 2020. Below is the complete procedure to apply by filling the PM SVANidhi online application/registration form.

  • STEP 1: Visit official website – Firstly visit the official website at http://pmsvanidhi.mohua.gov.in/
  • STEP 2: Apply for loan online – At the homepage, click at the “Apply for Loan” tab or “Login as applicant” as shown in the figure below or directly click https://pmsvanidhi.mohua.gov.in/Login
  • STEP 3: Login using mobile number – In the new login window, street vendors can apply online for PM SVANidhi loan by logging in using mobile number. Enter the mobile no. and click at the “Request OTP” button to get one time password on that mobile phone. Afterwards, enter received OTP and click at “Verify OTP” button.
  • STEP 4: Check Vendor Category – Here applicants can check vendor category from the following 4 options.
  • First are those street vendors in possession of Certificate of Vending (CoV) / Identity Card issued by Urban Local Bodies (ULBs).
  • Second are those street vendors who have been identified in the survey but have not been issued Certificate of Vending / Identity Card.
  • Third are those street vendors left out of the ULB led identification survey or who have started vending after completion of the survey and have been issued Letter of Recommendation (LoR) to that effect by the ULB / Town Vending Committee (TVC).
  • ourth are those street vendors of surrounding development/ peri-urban / rural areas vending in the geographical limits of the ULBs and have been issued Letter of Recommendation (LoR) to that effect by the ULB / TVC.
  • TEP 5: Select appropriate vendor category to proceed further – Applicant Street Vendors can choose any of the above given categories to proceed further to fill PM Svanidhi Scheme online application form. The selection of categories would result in Vendor’s details as per chosen vendors categories as shown below.
  • STEP 6: Registration using Aadhar number – Afterwards, street vendors can make registration using Aadhar verification as shown below. Upon entering aadhaar number and clicking at “Verify” button, you will get an OTP on mobile number which is registered in Aadhar card.
  • STEP 7: Fill online application form – Accordingly on verification of Aadhar OTP, the PM Svanidhi online application form will appear.
  • In this opened application form, street vendors can fill in all the details to complete the PM Svanidhi apply online process.

Apply for PM Svanidhi Yojana Letter of Recommendation

The street vendors who do not have any identity card or certificate to prove their status as vendors can now apply online for the “Letter of Recommendation” which will help them avail a loan under the PM SVANidhi Yojana.

How to Apply for LoR: PM Svanidhi Yojana

  • In Order to apply online for the letter of recommendation, interested candidates can visit this link. And, enter theri mobile number which is attached to Aadhar Number, and enter and verify the OTP on the next screen.
  • On the next page, enter your Aadhar number and again verify the OTP and verify it.
  • After verifying the Aadhar number, you will see the loan application form, fill all the required details and select “Yes” in the Request for Local enquiry report by the TVC/ULB (Request letter to the ULB) dropdown under the “Documents” section and click “Submit” button.

You can also apply offline for a letter of recommendation with an urban local body through a simple application on a white paper to verify the genuineness of the claim as a vendor. The ULB shall dispose of the request for issuance of LoR within a period of 15 days.

After the vendors receive the LoR, they will be issued a certificate of vending or identity card within a period of 30 days.

PM SVANidhi – Eligible Street Vendors List

Others who sell vegetables, fruits, ready-to-eat street food, tea, pakoras, bread, eggs, textiles, artisan products, books/stationery are considered eligible under PM Swanidhi Yojana.

Barber shops, cobblers, pan shops, laundry services are also included in the category of street vendors and can avail loans of Rs. 10,000/- under this scheme.

Check your Survey Status / Street Vendor Survey Search

People can now check their survey status whether they are covered in the survey conducted by Urban Local Bodies (ULB) / Municipalities and save your Survey Reference Number (SRN) for future reference. Here is the direct link to check Street Vendor Survey Search – https://pmsvanidhi.mohua.gov.in/Schemes/SearchVendor

The page for PM Swanidhi Street Vendor Survey Search will appear as shown below:

Here applicants have to enter State, ULB Name, Street Vendor Name, Father / Spouse Name, Mobile Number, Certificate of Vending Number. And then click on “Search” button to check the survey status.
People can now check their survey status whether they are covered in the survey conducted by Urban Local Bodies (ULB) / Municipalities and save your Survey Reference Number (SRN) for future reference. Here is the direct link to check Street Vendor Survey Search – https://pmsvanidhi.mohua.gov.in/Schemes/SearchVendor

The page for PM Swanidhi Street Vendor Survey Search will appear as shown below:

Here applicants have to enter State, ULB Name, Street Vendor Name, Father / Spouse Name, Mobile Number, Certificate of Vending Number. And then click on “Search” button to check the survey status.

List of Beneficiaries of PM Swanidhi Yojana

According to preliminary data collected from state governments, around five million street vendors will benefit from the PM Street Vendor Atmanirbhar (PM SVANidhi) scheme. Central government will extend credit flow of Rs. 5,000 crore to this sector. Additionally, street vendors who use digital payments and pay on time will be incentivized through financial rewards.
It is important to mention that only a fraction of those 50 lakh pheriwalas may have credit history with commercial banks as banks do not have a product designed for this sector. The main objective is to make street vendors self-reliant and not fall into the trap of owing moneylenders for such small amounts.
As per the initial data collected from state governments, around 50 lakh street vendors would be benefited from PM Street Vendor Atmanirbhar (PM SVANidhi) Scheme. The central govt. will extend a credit flow of Rs. 5,000 crore to this sector. Moreover, those street vendors who make use of digital payments and timely repayments would be incentivized through monetary rewards.

PM SVANidhi Yojana – Contact Details

In case of any query related to the scheme/procedure, you can contact the concerned state nodal officer on landline/mobile number or email id given on this page https://pmsvanidhi.mohua.gov.in/Home/Contact.
In case of any complaint, you may contact the following officer in the Ministry:
Director (NULM), Room No.334-C, Ministry of Housing and Urban Affairs, Nirman Bhawan, Maulana Azad Road, New Delhi – 110011. The respective official e-mail id is [email protected], Tel: 011 -23062850 .

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